In leau of payment requests, both Yumeko and Mary receive "Life Schedules" from the student council, which dictate their entire lives including who they will marry if they do not clear their debts. Later, a boisterous male student named Jun Kiwatari attempts to force himself on Yumeko, but is turned away after beautician Midari Ikishima tries to rope him into a game of Russian roulette. Later, the student council announce a Debt Exchange Game, in which groups of four play a game two-card Indian poker to try and exchange their debts, with the winner losing their debt ...