Lawrence scrounges a few coins, but he has nowhere near enough to repay his debts. He attempts to give them to Holo as an apology for his earlier behavior, but she rejects them and chides Lawrence for being too nice and not blaming her for his situation. The next day, the pair goes to Lemerio and proposes gold smuggling to get out of debt. Since the Lemerio Trading Company has already failed and is also pressed for money, Holo drives him into a corner and he agrees with their scheme. Lawrence and Holo later meet with Nora and tell her about their plan. Knowing that gold sells at high prices in church-influenced cities compared to pagan cities, they plan to purchase gold in Lamtra and smuggle the gold in Nora's sheep's stomachs before selling the gold with immense profits in Ruvenheigen. After some persuasion from Lawrence, Nora agrees.